Effective Ideas for Home Based Business Entrepreneurs

How can you establish a business without leaving the comforts of your home and do so with just a small capital? 

The answer is simple and it’s right in front of you. Think for everyone else. Act for everyone else. If they can’t do it, do it for them.

But how would you do it? To know the specifics, take time to attend seminars and workshops for more information and how to gather tips on starting a business. If you don’t want to spend your money on the first suggestion, there’s always an alternative. You could drop by the library within your community and read books regarding management and business. Well at least, that’s free. You just have to be part of the community. Or better yet, use the internet for various researches.

Home based entrepreneurs benefit vastly on having their business right at their doorstep. It extinguishes the agony and trouble of being stuck in heavy traffic and being late. Travel time would take at least thirty seconds from your bedroom to your home office. No dress code required.

You could come to your office on your pajamas, no one cares, and you’re the boss. Family time is not compromised. You are the boss of your own company. Best of all, self-discipline is practiced.

Here are 3 of the best suggestions for gearing up your home business:

     

1. Garage Sale – “the old and perhaps the new”

Sure you have clothes that are used only once. Those that your mother gave you when you were three but you wore them only once cause you never liked it. Remember? That’s right. Sell it on Monday.

Sign board announcement: Kid’s stuff on sale!

Your husband loves sports but that was 5 years ago. Again, sell it on Tuesday. Hunt down those baseball cards and sports gears he kept in his closet.

Sign board announcement: Sports stuff on sale!

Now are you having a clearer picture of what I’m trying to paint? You could sell different kinds of stuff on different days. That would make your garage a bit more interesting.

2. Food for Thought – “Sweet. Spicy. Sour.”

Cooking can be very consuming. But if your hands were made for it, then try the catering business. Supply food for gatherings like parties, anniversaries, meetings, etc. If you’re also good with pastries, then convert your garage or a part of your house into a mini café.

Set up a relaxing ambience that would suit and entice customers to hang around. Give them a reason to stay. A good cup of coffee, light music, and a satisfying bite of their favorite blueberry cheesecake would definitely work up an appetite to keep them coming back for more.

3. Clean it, Scrub it – “From top to bottom”

Having an obsessive-compulsive type of personality can be an advantage and it can be put into good use. Aside from imposing cleanliness within your own vicinity, other people’s house might need it as well. In a generation where time is of the essence, workaholics fail to maintain an organized environment.

That’s where you come in. Advertise your services to those people who badly need grooming. Emphasize that when the environment is healthy, the client is healthy as well.

Are thoughts rushing in? From my point of view, the percent of failure depends on the time when you say “no” or ‘it’s not possible” to realizing that it is.

Corporate Blogging Secrets Revealed

Corporate Blogging Secrets Revealed

The web blogs which are popularly known as the blogs have been the talk of the town for people who are hooked up in the Internet. This has become the hottest communication tool for the people on the web. 

Web blogs have opened up opportunities for the people who want to create their own web site.

Corporate blogging is one of the greatest services that it can offer. The web blogs have reached even the government and corporate sectors as well. As a matter of fact, a prominent magazine has suggested that some of the companies and employees should spend more time on corporate blogging than they used to.

Experts have advised to update blogs with an average of an hour a day to keep your prospects and viewers updated. What started out to be for personal use and roots for professional journalism is now used as a profitable communication tool for large and small business.

Corporate blogging is used by a company to produce and support a blog to achieve business objectives and to be known with their services. Corporate blogging can give a lot of advantages and purposes in a business setting. A blog can be a place for discussion which is about the issues that are work-related.

Corporate blogging can serve as an atmosphere to encourage internal and corporate communication. Small-scale discussions can turn out to be virtual meetings where people can read insights and what is currently happening. This will give the employees a feeling of encouragement that they can be heard.

Corporate blogging can also promote knowledge sharing and collaboration to the people who have similar ideas and views about a certain topic. It can give rise to good ideas which can be a good reference in the future.

Corporate blogging can institute an employee or company as an expert in their field. When a person posts information about a specific topic, the person practices and exhibits their skill and knowledge about the subject matter which he can be given the authority.

People who visit your site can equate the site and the author with the certain topic that they have just read. The reputation for the subject mastery and the expertise can increase your sales and the consumer opinion.

This can bring put interactive addition to the e-mail newsletters and the intranet. Automatic update for notification is made possible on blogs where more people can stay on top of the newest postings.

Although corporate blogging can be a good help, there are still some drawbacks. This is not a magic solution to all your business needs.

Mostly, people think that corporate blogging promises money that is why most of them turn to blogs and make as many as they can.

However, with all the drawbacks in corporate blogging, a blog can be an effective tool to strengthen the bonds between the consumers and the company. There is no other easy way to get connected with them so this serves as the best alternative.

Corporate blogging will serve you well with the people who are not used to reading the newspapers and magazines, but go online for most of the time.

If you want to be successful in corporate blogging, you need to enhance your knowledge with the use of the tools. Applying good strategies will help you make the most out of it. 

Virtual call center agents are paid on a per-hour, per-minute or per-call basis

From Home Office:

 

Job Description:
Virtual call centers are work at home jobs in which people work for companies that either utilize their services themselves or contract to provide telephone support services for others.
Like agents in a traditional call center, virtual call center agents (or home-based agents) handle in-bound and/or out-bound telephone calls. The difference is that they work from their own home offices.

Companies either utilize virtual call center agents themselves (i.e. Hilton Hotels, 1-800 Flowers) or contract to provide virtual call center telephone support for others.

Virtual call center agents may do telemarketing, customer service, third-party verification or technical support for in-bound or out-bound calls. Depending on employers, agents may provide only one service or their workload may vary.
Typically the virtual call center agent provides and maintains all home office equipment and services required to do the job.
Learn more:

Experience/Skills/Education:
Previous experience in telephone customer service is highly desirable. Some companies will accept customer service experience in retail or other non-phone positions. Companies look for applicants who are self-motivated with good grammar and a professional phone presence.

Free Course Information. Study Medical Billing & Coding

Typically, basic math and writing skills as well as knowledge of word processing systems are expected. A high school diploma or GED is usually required. Many require proof of eligibility to work in the U.S. For more information see this Virtual Call Center FAQ

Type/Length of Employment:
Companies hire virtual call center agents as both telecommuting employees and independent contractors. Part-time and temporary arrangements are common; however full-time work is often available as well.

Compensation:

Pay ranges from minimum wage up to $30 for specialized positions. Typically most jobs pay closer to minimum wage. Those hired as independent contractors typically incur more costs than those hired as employees.

Payment Type and Frequency:

Virtual call center agents are paid on a per-hour, per-minute or per-call basis. For more details, see this article Call Center Pay Structures. Most are paid at bi-weekly or monthly intervals.Hiring Process:
Most companies hire work-at-home phone agents without a face-to-face interview. Typically online skill assessment tests and phone interviews are used. Background and credit checks are common. Some companies make applicants pay for these.

Geographical Requirements/Time Away From Home Office:

Virtual call center agents rarely need to work away from their home office. Even training is usually done from home. However, many companies have geographic requirements and only hire from certain U.S. states.Schedule Flexibility:
Among the many companies hiring virtual call centers, there is an array of schedules available. Some require agents work some weekend or evening hours, while others don't offer weekend and evening hours. Likewise, some require a minimum commitment of hours, while others make no guarantees about hours available. Most, particularly those that hire independent contractors, have no restrictions against agents working at a different company as well.
Child Care Arrangement:
Those with young children will need to make child care arrangements. Only children who are self-sufficient, except in an emergency, can be in the home without another adult supervising them. Since cordless phones are not allowed, an agent cannot move from her station to take care of a child.

Genworth Mortgage Insurance

Genworth Mortgage Insurance, a unit of Genworth Financial Inc., recently presented research showing that a majority of lending executives surveyed believe many eligible borrowers do not feel they can realistically purchase a home. The findings stem from a poll of 113 lending executives conducted at this year’s MBA Secondary Conference where this point of view was voiced by 66 percent of respondents. 
“Everything that private mortgage insurance stands for is about helping more borrowers become homeowners,” said Rohit Gupta, president and CEO of Genworth Mortgage Insurance. “Many qualified borrowers are uncertain about their own eligibility so it’s critical for our industry to be proactive about encouraging homebuyer education as a tool to help borrowers fully understand how the home buying process will work for them.”
Below are other key survey findings and, where statistically significant, the findings are broken out to compare broader industry perspectives to those of senior lending executives (CEO, president, managing director, senior vice president and executive vice president), who accounted for 42 percent of the total sample size. 

►Sixty-five percent of respondents believe it will take between one to three years for the Federal Housing Administration (FHA) to meet its required capital levels following its January 2015 premium reduction.
►Additionally, 88 percent of respondents do not foresee a major impact to FHA indemnification levels as a result of the premium reductions, believing they will either remain flat or increase by one to five percent over the next 12 months.   
►Whereas 53 percent of senior executive respondents believe their business will be impacted by the Private Mortgage Insurance Eligibility Requirements (PMIERS), only 38 percent of non-senior executives expressed the same concern. 
►Senior executives also showed more concern (44 percent) than the rest of the industry (37 percent) about the anticipated revisions to the PMIERs by the government-sponsored enterprises (GSEs) with regard to Lender Paid Mortgage Insurance (LPMI) premium plans.

"Our new Homebuyer Education Web site provides loan officers with a great, no-fee resource for helping borrowers with the home loan process whether mortgage insurance is needed or not,” said John Clifford, senior vice president of Commercial Operations at Genworth. “The more we can do to encourage them and their borrowers to prioritize homebuyer education, the easier it will be to achieve the goal of successful homeownership.”   

Mystery Shopper Magazine: Subscribe Now (Free)

3 Types of Bank Assignments

As a mystery shopper, you know you can find assignments in all types of public places. From restaurants and retail stores to gas stations, movie theaters, health clubs, and so much more. Many assignments leave mystery shoppers feeling flustered and stressed out. Grocery stores, retail stores, and even many restaurants are often just plain crowded, and there is nothing relaxing about wheeling your shopping cart through crowded grocery store aisles or doing a restaurant assignment during peak lunch times. For many mystery shoppers, a bank assignment usually can provide you with a great change of pace. Here’s what you need to know:

Mystery Shopper Magazine: Subscribe Now (Free)

They find companies with assignments available, and send them straight to you.

Bank Teller Assignments. Often, bank assignments will have you deposit a check or cash into your account from the drive thru lanes. For this reason, this type of assignment is typically only available for people who already hold an account with the specified bank. When you perform this assignment, you don’t have to get out of your car, which makes it ideal to do on even the coldest days of winter. It’s also usually a fast assignment. Unless you hit the teller lanes at 5pm on a Friday afternoon or another peak payday time such as the 15^th or the last day of the month, you rarely have to wait behind more than a car or two at most banks. So you can be in and out of this site visit in a matter of minutes.
Open An Account. Some bank assignments will have you walk into a local bank branch and open a new account with a bank representative. With these assignments, sometimes you will be required to enter the bank without an appointment, and this can mean you have to wait quite some time for a representative to become available. Other assignments require you to make an appointment with a certain representative before your visit, and these assignments generally move pretty quickly. Keep in mind if you open a new checking or savings account, you typically have to have cash available to deposit into the account on that day. As a bonus, many banks offer free gifts for opening an account, such as cash, free movie tickets, or so forth, which is a great perk.
Question On An Account. As a variation of opening an account, another scenario that is common with bank assignments may involve you walking into a bank where you already have an account and asking a specific question about your accounts. You may be required to ask your question to the inside bank teller or to the bank representative. This type of assignment typically won’t take too much of your time unless you visit at a peak time for the bank.
These are just a few of the different types of bank assignments you may run across. Pay attention to the requirement for being a current account holder with the bank in question before you request the assignment. Typically, these assignments are a great change of pace from the norm because banks are often far less crowded than retail stores, restaurants, and so forth. In addition, you often have fewer requirements to fulfill on-site with this type of assignment, which makes them generally easier to do.

From Home Office:

Job Description:
Virtual call centers are work at home jobs in which people work for companies that either utilize their services themselves or contract to provide telephone support services for others.
Like agents in a traditional call center, virtual call center agents (or home-based agents) handle in-bound and/or out-bound telephone calls. The difference is that they work from their own home offices.

Companies either utilize virtual call center agents themselves (i.e. Hilton Hotels, 1-800 Flowers) or contract to provide virtual call center telephone support for others.

Virtual call center agents may do telemarketing, customer service, third-party verification or technical support for in-bound or out-bound calls. Depending on employers, agents may provide only one service or their workload may vary.
Typically the virtual call center agent provides and maintains all home office equipment and services required to do the job.
Learn more:

Experience/Skills/Education:
Previous experience in telephone customer service is highly desirable. Some companies will accept customer service experience in retail or other non-phone positions. Companies look for applicants who are self-motivated with good grammar and a professional phone presence.

Free Course Information. Study Medical Billing & Coding

Typically, basic math and writing skills as well as knowledge of word processing systems are expected. A high school diploma or GED is usually required. Many require proof of eligibility to work in the U.S. For more information see this Virtual Call Center FAQ

Type/Length of Employment:
Companies hire virtual call center agents as both telecommuting employees and independent contractors. Part-time and temporary arrangements are common; however full-time work is often available as well.

Compensation:

Pay ranges from minimum wage up to $30 for specialized positions. Typically most jobs pay closer to minimum wage. Those hired as independent contractors typically incur more costs than those hired as employees.

Payment Type and Frequency:

Virtual call center agents are paid on a per-hour, per-minute or per-call basis. For more details, see this article Call Center Pay Structures. Most are paid at bi-weekly or monthly intervals.Hiring Process:
Most companies hire work-at-home phone agents without a face-to-face interview. Typically online skill assessment tests and phone interviews are used. Background and credit checks are common. Some companies make applicants pay for these.

Geographical Requirements/Time Away From Home Office:

Virtual call center agents rarely need to work away from their home office. Even training is usually done from home. However, many companies have geographic requirements and only hire from certain U.S. states.Schedule Flexibility:
Among the many companies hiring virtual call centers, there is an array of schedules available. Some require agents work some weekend or evening hours, while others don't offer weekend and evening hours. Likewise, some require a minimum commitment of hours, while others make no guarantees about hours available. Most, particularly those that hire independent contractors, have no restrictions against agents working at a different company as well.
Child Care Arrangement:
Those with young children will need to make child care arrangements. Only children who are self-sufficient, except in an emergency, can be in the home without another adult supervising them. Since cordless phones are not allowed, an agent cannot move from her station to take care of a child.

Saida Grundy’s Tweets:

Saida Grundy’s Tweets: The Institutional Response

What follows is an open letter from the President Robert A. Brown of Boston University in response to the controversy surrounding “anti-White” tweets made by incoming assistant professor of African-American Studies Saida Grundy.
I could be wrong, but I believe that in reaffirming the university’s stance against racially charged language and attitudes, President Brown quite clearly calls Saida Grundy a racist.
I have not read all of Saida Grundy’s tweets, but at least in those that I have read, I don’t believe that she has stigmatized any specific living individuals as racists.
Apparently, negotiating one’s way around highly charged language that might be deemed offensive is considerably more treacherous than it might seem as if it ought to be.
_________________________
Boston University Office of the President
One Silber Way
Boston, Massachusetts 02215
T 617-353-2200 F 617-353-3278
May 12, 2015

To the Boston University Community:

Many members of our community are aware of comments made on social media by Dr. Saida Grundy, who on July 1st will become an assistant professor in the Department of Sociology with an additional appointment in African American Studies.
Dr. Grundy’s comments are receiving extensive coverage in the media; we are also hearing from alumni, friends, and others about them. Many have expressed the view that some of Dr. Grundy’s comments are offensive and/or racist.
At Boston University, we acknowledge Dr. Grundy’s right to hold and express her opinions. Our community is composed of faculty, staff, and students who represent widely varying points of view on many sensitive issues.
At the same time, we fully appreciate why many have reacted so strongly to her statements. Boston University does not condone racism or bigotry in any form, and we are committed to maintaining an educational environment that is free from bias, fully inclusive, and open to wide-ranging discussions. We are disappointed and concerned by statements that reduce individuals to stereotypes on the basis of a broad category such as sex, race, or ethnicity. I believe Dr. Grundy’s remarks fit this characterization.
I do not say this lightly or without a great deal of consultation and soul-searching. I understand there is a broader context to Dr. Grundy’s tweets and that, as a scholar, she has the right to pursue her research, formulate her views, and challenge the rest of us to think differently about race relations. But we also must recognize that words have power and the words in her Twitter feed were powerful in the way they stereotyped and condemned other people. As a university president, I am accustomed to living in a world where faculty do—and should—have great latitude to express their opinions and provoke discussion. But I also have an obligation to speak up when words become hurtful to one group or another in the way they typecast and label its members. That is why I weigh in on this issue today.
Too often conversations about race quickly become inflamed and divisive. We must resolve to find a vocabulary for these conversations that allows us to seek answers without intemperance, rancor, or unnecessary divisiveness. We expect our faculty members to strive to create this environment in their classrooms.
I also understand that some members of our faculty believe that any equivocation by the president is tantamount to not supporting a new colleague. To those who feel that way, I ask that we talk rather than jump to conclusions. I recognize this is a difficult issue and I welcome the chance to talk with all of you and Dr. Grundy about it.
Only when we hold these conversations will we—as an academic community, with our educational programs, research, and scholarship—meet the standards we set for ourselves.

The newly published TRADOC Pam 525-3-1 , The U.S. Army Operating Concept (AOC):

The newly published TRADOC Pam 525-3-1 , The U.S. Army Operating Concept (AOC): Win in a Complex World, is a key document in the Army Concept Framework that describes how the Army will employ forces and capabilities in complex environments against increasingly capable opponents. The AOC describes the Army's contribution to globally integrated operations, and addresses the need for Army forces to provide foundational capabilities for the Joint Force and to project power across land and from land into the air, maritime, space, and cyberspace domains. The AOC also guides force development through the identification of first order capabilities that the future force must possess to accomplish missions in support of policy goals and objectives.

The AOC will drive changes in Army doctrine, organizations, training, materiel, leadership and education, personnel, and facilities. Revisions are necessary as future Army forces act, assess, and reassess operational and tactical actions; consolidate gains; and transition as required to keep pace with the dynamic nature of conflict and ensure the attainment of strategic and policy objectives. The AOC further serves as a bridge between the Army Capstone Concept (ACC) and the functional concepts, and enhances integration of future Army forces with a wide array of domestic and international partners.

The Army centers of excellence build on the ACC and the AOC, to develop revised Army functional concepts. This includes ideas that have been applied in the operating force for years, yet not captured in concept or doctrine. The AOC helps drive capability development, encourages discussion and further learning, and helps to institutionalize operational adaptability across the force.

The Army Operating Concept (AOC) describes how future Army forces will prevent conflict, shape security environments, and win wars while operating as part of our Joint Force and working with multiple partners. The AOC guides future force development by identifying first order capabilities that the Army needs to support U.S. policy objectives. It provides the intellectual foundation and framework for learning and for applying what we learn to future force development under Force 2025 and Beyond.
The title, Win in a Complex World, emphasizes ready land forces' importance for protecting our nation and securing our vital interests against determined, elusive, and increasingly capable enemies. While the concept underscores the foundational capabilities the Army needs to prevent wars and shape security environments, it also recognizes that to deter enemies, reassure allies, and influence neutrals the Army must conduct sophisticated expeditionary maneuver and joint combined arms operations.
The AOC's vision of future armed conflict considers both continuities in war's nature and changes in its character. Conflicts in the future, like those in the past, will ultimately be resolved on land. Hence the concept recognizes that Army forces will be essential components of joint operations to create sustainable political outcomes while defeating enemies and adversaries who will challenge U.S. advantages in all domains: land, air, maritime, space, and cyberspace. Joint operations are critical to cope with such complexity, and the Army's contribution must provide unique capabilities and multiple options to the President, Secretary of Defense, and Combatant Commanders. These capabilities include tailorable and scalable combinations of special operations and conventional forces, regionally aligned and globally responsive combined arms teams, and foundational theater capabilities to enable joint operations. To do this, innovation is critical, both for the operational and the institutional Army, and the AOC is a beginning point for the innovation we need to ensure that our Soldiers, leaders, and teams are prepared to win in a complex world.

One of our most important duties as Army professionals is to think clearly about the problem of future armed conflict. That is because our vision of the future must drive change to ensure that Army forces are prepared to prevent conflict, shape the security environment, and win wars. The purpose of the Army Operating Concept is to ask big questions, not focus on small answers. This concept focuses on three big questions; what level of war is the concept going to address, what is the environment we think Army forces will operate in, and what is the problem we are trying to solve. This concept, for the first time, focuses on all three levels of war; tactical, operational, and strategic. The environment the Army will operate in is unknown. The enemy is unknown, the location is unknown, and the coalitions involved are unknown. The problem we are focusing on is how to "Win in a Complex World."

"Win" occurs at the strategic level and involves more than just firepower. It involves the application of all elements of National Power. Complex is defined as an environment that is not only unknown, but unknowable and constantly changing. The Army cannot predict who it will fight, where it will fight, and with what coalition it will fight. To win in a complex world, Army forces must provide the Joint Force with multiple options, integrate the efforts of multiple partners, operate across multiple domains, and present our enemies and adversaries with multiple dilemmas.

Multiple Dilemmas

The key to a Strategic Win is to present the enemy with multiple dilemmas. To compel enemy actions requires putting something of value to them at risk. Army forces allow joint force commanders to dictate the terms of operations and render enemies incapable of responding effectively. To present enemies and adversaries with multiple dilemmas, this concept introduces the idea of Joint Combined Arms Operations, an expansion of the traditional concept of combined arms to include the integration of not only joint capabilities, but also the broad range of efforts necessary to accomplish the mission. Joint Combined Arms Operations allows Joint Force Commanders to operate consistent with the tenet of initiative, dictating the terms of operations and rendering the enemy incapable of responding. Future forces operating as part of joint teams will conduct expeditionary maneuver through rapid deployment and transition to operations. Units possess the ability to operate dispersed over wide areas because they are able to integrate intelligence and operations to develop situational understanding through action while possessing the mobility to concentrate rapidly. Future forces conduct operations consistent with the tenet of adaptability, anticipating dangers and opportunities and adjusting operations to seize, retain, and exploit the initiative. Additionally, Army forces present the enemy with multiple dilemmas because they possess the simultaneity to overwhelm the enemy physically and psychologically, the depth to prevent enemy forces from recovering, and the endurance to sustain operations. Army forces are able to conduct Joint Combined Arms Operations because Soldiers, leaders, and teams thrive in environments of uncertainty and danger.

Multiple Options

This concept adds set the theater and shape security environments as core competencies to emphasize the Army's role in providing options to Joint Force commanders across the range of operations to include large scale combat operations, limited contingencies, security force assistance, humanitarian assistance, and disaster response. This concept also adds special operations as an Army core competency to highlight the Army's ability to provide dynamic combinations of conventional and unconventional forces. The concept calls for regionally engaged Army forces to establish a global land power network, shape security environments, and prevent conflict. Although there are political costs and sensitivities associated with the employment of U.S. ground forces, the presence or arrival of credible Army forces demonstrates U.S. resolve and commitment to partners and adversaries. Army forces provide combatant commanders with the ability to compel outcomes without the cooperation of the enemy. It is for these reasons that this concept emphasizes the Army's ability to impose our nation's will on an enemy by force as essential to deterring war and preserving options short of war. This concept also emphasizes the Army's critical role in establishing stable environments to consolidate gains and achieve sustainable outcomes.

Multiple domains

Army operations are inherently cross-domain operations. U.S. forces depend on and complement Joint efforts in the air, land, maritime, space and cyber domains to enable operations on land. Because Joint Force freedom of movement and action across all domains are increasingly challenged by elusive land-based threats, this concept emphasizes Army operations to gain, sustain, and exploit control over land, to deny its use to the enemy. Future Army forces help ensure access through Joint Forcible Entry operations with combined arms units that possess the mobility, firepower, and protection to defeat the enemy and establish control of land, resources, and populations. Future Army forces will support Joint Force freedom of movement and action through the projection of power from land across the maritime, air, space, and cyberspace domains. To assure allies, deter conflict, and compel determined and elusive enemies, the concept introduces a tenet of simultaneity, emphasizing the need for Army forces to extend efforts beyond the physical battleground to other contested spaces such as public perception, political subversion, and criminality.

Multiple partners

American military power is joint power. How combatant and joint force commanders combine land, maritime, air, space, and cyberspace capabilities gives U.S. forces a competitive advantage over enemies and adversaries. Army forces contribute to Joint Force mission accomplishment by providing foundational capabilities that permit effective integration of military, inter organizational, and multinational efforts. It is the need to integrate these efforts of multiple partners on land, in contested and dangerous environments and in response to crises in the homeland or overseas, which requires Army forces to integrate the efforts of others and project national power.

Developing the Future Force

The Army Operating Concept is the start point for developing the future force. As the historian Sir Michael Howard observed, "No matter how clearly one thinks, it is impossible to anticipate precisely the character of future conflict. The key is to not be so far off the mark that it becomes impossible to adjust once that character is revealed." The tenet of innovation challenges us to anticipate changing conditions to ensure that Army forces are manned, trained, and equipped to over match enemies in order to seize, retain, and exploit the initiative. We must not be consumed with focusing solely on avoiding risk, but build leaders and institutions that recognize and leverage opportunities. Leaders at all levels must encourage prudent risk taking and not allow bureaucratic processes to stifle them. Finally, we must assess our efforts continuously and be prepared to adapt to unexpected opportunities and unanticipated dangers. Our Army must continuously learn, adapt, and innovate. The tenets in this concept must apply to the institutional Army as well as the operational Army.

The 3 Best Ways To Make Money At Home

For Immediate Release On Tuesday, May 12, 2015

Make money and change your life NOW! Within 5 minutes you could be making REAL MONEY working from the comfort of your own home!

•   No Prior Experience, or Skills Required
•   Be Your Own Boss and Choose Your Own Hours.
•   Start Earning Immediately!
•   Limited Number of Spots Open, Check Availability in Your Area

 

Last Updated: Tuesday , 11 May 2015

The 3 Best Ways To Make Money At Home

Work From Home Special Report - If you are looking for a better way to make money, fire your boss or spend more time with your family, you are definitely not alone. Everybody is looking to make extra income these days, and many people are turning to work at home programs... But, which ones are real and which ones are scams? And furthermore, which ones are the BEST?

We just had to find out... So we set out to do some research ourselves to discover the best ways to make money from home in 2015. Not surprisingly, only three of the programs we tested made money quickly and easily for someone with little or no experience. You might even decide that one of them is a good fit for you, and you can begin making money from home today.

1. Replace Your Job - Top Pick

The Pros: No experience required; Very easy to make money with; Free lifetime coaching (we think this is priceless); creates significant residual income; BBB A+ Rated; unlimited income potential

The Cons: limited positions available; internet connection required

Conclusion: Replace Your Job does the best job we've ever seen of making people money immediately, no matter what their skill level. it's a no brainer first choice for those looking to earn between $5,000-8,000 a month from home. It truly delivers.

Review...

I was actually very curious about reviewing this program because I had recently seen it on TV and the radio (and especially considering I had just finished two straight months of testing what turned out to be one scam after another). So I wondered, was it more of the same or would it actually live up to it's word? I really wanted to find out for myself, but I was still skeptical.

Well to begin, Replace Your Job was very easy to sign up with.  After I got my starter package, I jumped right in that day and watched all of  the detailed tutorials. The work is easy and straight forward using the impressive software and free coaching they provide. In short, they have discovered a unique way of making money that get's you paid by Fortune 500 companies without selling, buying, or shipping products. If you can send email, you can use this program to make money from home. This allows ordinary people to work with solid companies that are profiting in the current economy. And it turns out that this system not only works, it works great.

After following the instructions I made my first $100 the next day. I then received my first check within the week. In fact, we ended up liking Replace Your Job because it was by far the most lucrative over time. We were able to start making about $150 a day very quickly. This may not sound like a lot but, it did increase week after week. Replace Your Job is also Accredited by the Better Business Bureau (BBB) and earned an A+ through the BBB's rating system.

It's definitely programs like this that make doing research so enjoyable for me. It's win win for everyone, and certainly for me because I finally found something I will be making money with for a long time (Just please don't get me started on the months I wasted on scams!).

We think this will be the best investment you ever make if you want to make money from home. But please don't take our word for it, the member reviews speak for themselves.

Conclusion: With an easy to use system and high average earnings, this program skyrocketed to the top of our list. If you would like to learn more, we highly recommend checking availability ASAP to avoid disappointment. We give them 5 Stars.

Step 1
Go to this link, fill out a basic online form and hit submit at Replace Your Job
Step 2
Follow the instructions at Replace Your Job and set up your account.
Step 3
You will receive your first check in about a week. Or you can start to have them wire directly into your checking account. (Your first checks may be around $500 to $1,500 a week. Then it goes up from there)
Special Promotion Ends Tomorrow: Tuesday , 13 May 2015

You can begin making money with Replace Your Job by clicking here

2. Excel Cash Flow - Highly Rated

The Pros: Very easy to use; No experience required; No training necessary; updated daily; high average earnings; BBB A+ Rated; 90-day, no questions asked money back guarantee.

The Cons: No residual income possible; internet connection required; ability to use e-mail required

Conclusion: A great program to jump right into and make money with when you can only spend a few minutes a day working from home

Review...

Excel Cash Flow is very easy to join. We got access to all of our online membership resources and had our first assignments immediately. After completing some surveys and evaluations we submitted our results and within a few days we had our first check.

We recommend Excel Cash Flow because it offered great support while allowing us to choose from a variety of assignments including posting ads, evaluations, and more. They give you all the resources you need to get started, from the ad posting links to the email templates you'll use to complete the work and submit for payment.

This program also has direct customer support from their professional staff to make sure you get started making money as soon as possible. This additional help is rare, and a valuable resource you can use to help you make a living from home by doing this kind of work.

Now, they say you will make $4500+ a month but based on our experience it was more like $3300 a month possible for one person working part time from home.

The cost for this program is pretty reasonable. They currently have a 75% off promotion that makes getting started less expensive.

With the great support and the variety of assignments this was a great program in our opinion and a clear top pick this year. We give them 4.5 Stars out of Five. A very respectable showing.

You can begin making money with Excel Cash Flow by clicking here

 

3. Home Income Program - An Easy Choice

The Pros: Dependable steady income; No experience required; make money within 15 minutes; clear instructions; simple ready to go system that anyone can follow;

The Cons: Successful applicants to the program have to check early and often for positions to open (we would actually recommend checking right now); internet connection required; ability to use e-mail required

Conclusion: The Home Income Program does the second best job we've ever seen of making people money immediately. It's also probably the absolute easiest system out thre as well. It delivers quick income unbelievably easy. It definitely lives up to it's promises and that's why it's one of the best.

Review...

Simply put, Home Income Program allows you to earn over $37/hour working at home with only simple skills required (if you can't use something like e-mail...then this might be too hard for you). This revolutionary program is without a doubt one of the best ways of making money online. Home Income Program offers one of the fastest ways to make money online as they have designed the program to replace a full time income with as little as 2 hours of work per day. On average, members of Home Income Program are making around $219 per day, however some of the top earners are making over $400 in the same time-frame.

The program sets you up with your own website (don't worry, they do ALL the work for you), and you simply begin posting links with large companies like Facebook, Yahoo and Bing for name brand companies. They pay you directly through check or direct deposit within the week. Anyone who wants to make money online but has failed before should use Home Income Program , as we believe it will be the last job you ever need.

We were impressed with the amount of money that you can make with this system. And we were even more impressed with how "dummy-proof" they made it. The big problem we normally have with other programs is that they are too confusing with too many options, and you never really know if your doing it the right way. Home Income Program is the solution that makes those frustrations a thing of the past. It is very clear that quite a bit of time and effort by really smart people went into making this the program it is today.

We must warn you that positions are very limited and only a few positions were made available per city. In practice, this has allowed members to make much more money than most other programs out there.

With the ability to work with large companies and easy consistent earnings, this is a very attractive program in our opinion. We gave them a well deserved 4.0 Stars. Positions are filling up fast, so if you would like to get started, just click below.

You can begin making money with Home Income Program by clicking here

(Editor's Tip: On average, readers who chose to use at least two of these top programs are making over $8,000 a month. If you are serious about working from home and need money quickly, this may be an exciting option for you to try)