Credit Card Assignments & Mystery Shopping

Credit Card Assignments & Mystery Shopping

Mystery shoppers love the chance to earn big bucks, but often the higher paying assignments require more personal involvement and a larger time commitment from you. One of the more frequently encountered assignments that pay more than your average assignment are those that require you to open a credit account or other such account. These assignments may be for a credit card company, a major retailer, a bank, or other such company. In order to fulfill these assignments, you will be required to actually open a new account. This means that your credit report will be pulled, and your credit scenario going forward may be affected as well. So should you open a new account simply to complete a mystery shopping assignment?

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They find companies with assignments available, and send them straight to you.

Pulling Credit.In order to open a new credit card or similar type of account, your credit report will need to be pulled. First, you will need to know that you have decent enough credit to be approved for the new account. If there is a concern, you should discuss it with the provider before you accept the assignment. When a new credit report is pulled, it does have the ability to affect your credit scores. If you haven’t had your credit report pulled in recent months and your score is good, you should not worry about this. However, if you already have a lower than average score, you may want to think twice about this. Simply pulling your credit report, especially if it has been pulled several other times in recent weeks and months, can lower your credit scores.
New Accounts. When you open a new line of credit, it effectively raises the amount of available credit that you have available regardless of if you use that credit or not. Having extra credit available has the possibility of lowering your credit score because it raises your risk of defaulting. Consider a person who has $20,000 in available credit versus the person who has $2,000 in available credit. Both have the ability to fully max out their cards and use all available credit. So the person with the higher amount of available credit is more of a risk.
Even if you plan to close the account right away, this can also ding your credit scores. Too much account activity of any kind can lower your credit scores. If you don’t plan to use credit for a major purchase in coming months, your scores should have time to improve before you need access to your credit. However, if you plan to buy a new car, a new house, or apply for a loan of any kind in the coming months, you may want to think twice about doing this type of assignment.
Is It Worth It? Some of these assignments offer significant compensation for your time and effort, with many paying over $100. However, for the time and effort to not just open the account, but to follow up and close it as well as to deal with the credit repercussions, every mystery shopper should ask themselves if this assignment is worth it? Again, this will go back not just to pay, but also to if your credit situation is already in a precarious state as well as if you will need access to new credit in the next few months.
There is much more to think about before you accept this type of assignment. Most of these assignments pay well, so it is worth the time to at least give these assignments a moment’s thought to reflect on how worthwhile they will be for your unique situation.

JM Ridgway’s reputation on Mystery Shop Forum:

Where to sign up and what the process entails:
To sign up with JM Ridgway, go here:  http://www.homejobslistings.com
The first step takes you to a “Fraud Alert” page, warning potential new shoppers of the standard mystery shopping scam/spam emails, many of which have been stealing JM Ridgway’s name (sometimes also going by “Ridgway Shoppers”) in an attempt at authenticity.  Of course, these crooks steal the names of many legitimate mystery shop companies in that attempt.
Included in the alert is an example of the spammy emails, and an overview of how the spammers generally conduct business.  Shoppers are, of course, advised to not respond to these emails; and most importantly, to NOT deposit any checks that may be received if they do, without having their bank verify their authenticity (which will never happen).

The company also gives the twice-stated request to please NOT forward them your spam– they’re already aware of it, and there’s “absolutely nothing” they can do regarding the fact that you’ve received spam anyway.  (Makes sense.)  They do provide links to several agencies who are able to investigate these spammers, and suggest that you report it to them as soon as possible before the crooks have a chance to change their contact information.
You must click to confirm that you’ve read the warning, and still wish to proceed with the registration process.  This takes you to a “Shopper Application Overview” page.  Information here includes an abbreviated version of some of the most basic stuff new shoppers need to know, including information about communicating with schedulers, assignment of shops, conducting shops and completing reports, and payments.
Once again, in order to proceed, you must click to confirm you’ve read and accept the information on this page.  This takes you to the formal Independent Contractor Agreement (ICA).  This covers the general things most ICA’s do, such as Shopper Risk/Injury, Reading and Submission of Surveys, Shopper Compensation and Advances, Confidentiality Agreement, Receipts/Invoices and Copies, and a “Special Note” to shoppers.
Interesting to note, is that while the guidelines for every shop I’ve ever conducted for this company state that reports must be submitted by 9 AM the day after the shop was conducted; the ICA says reports are to be submitted within 24 hours of the completion of the shop.  Something else I found interesting:  the ICA states that shoppers may request an advance for required shop purchases.  This is something you never see in individual shop guidelines.
To proceed from here, you must click that you agree with and accept all of the terms of the ICA.  This link opens a new tab, from which you to create your SASSIE account for JM Ridgway; and takes you through the standard SASSIE registration process of filling in your basic information:  contact, demographics, payment.  There’s also the place for you to fill in area (phone) codes in which you shop, and the SASSIE Privacy Policy.  Once you’re finished with this, you just click “Sign Me Up!” and then must verify your new account from the email which will be generated.
As I recall, there is no additional information required, such as writing samples or an “Extended Profile”, once you confirm your account.  Obviously, I couldn’t go through the sign-up process again; and I couldn’t find any information on the company’s website about if there are additional requirements such as this.
What others have to say — an overview of JM Ridgway’s reputation on Mystery Shop Forum:
For a while, this company had quite the reputation on forums, including this one, of being a slow — sometimes VERY slow — payer.  Their stated payment schedule used to be 90-days — and shoppers reported almost unfailingly having to send an email to the company on day 91, to “remind” them that payment was owed.  However, once “reminded”, shoppers report that payment was almost always received the next business day.
Starting a little over a year ago, shoppers began reporting improved payment experiences, including that the company shortened their stated payment schedule as described earlier.  Many shoppers were happy to report receiving their payments not only on-time, according to new payment schedule; but unprompted.
The most recent payment complaint was posted in March of this year; however, the poster making the complaint hadn’t even waited the for the full stated payment timeline to elapse.  This may have been an inadvertent miscalculation on the part of the poster.
Another thing some forum members complained about, was this company’s practice of including harshly-worded, emphatically-stated, and heavy-handed warnings, and even threats, to shoppers — often repeated over and over, and always in large multi-colored fonts — prominently featured in the printable shop questionnaires.  Lately, though, the company seems to have toned this down quite a bit; which has been noted and appreciated.  Although annoying and tiresome, I never actually found them offensive as some other shoppers did (but I’m easy that way).

Other personal experiences:
Even during the time this company was having payment issues, I enjoyed working for them.  Was it annoying to have to “remind” them to pay me, on the 91st day after the job(s), every single time?  Absolutely.  However, at least when I sent my “reminder”, I had the money in my PayPal account within 24 hours.
Except once, at the end of a year, they mailed me a check for a large number of jobs they’d owed me for.  They did email to let me know the “check was in the mail”, and I was thinking, “Oh, boy — here we go… “ because even when that’s the truth, it sounds, well, you know.
But I was happy when it arrived promptly.  I was mildly concerned when it was a handwritten personal check, with no stub or anything; but JM Ridgway had always made good on all payments; and everything indeed turned out just fine.  That was the only time I wasn’t paid via PayPal, which was puzzling (and PayPal would have been far more convenient); but whatever — I got my money.  
One time the company even paid a little early at Christmas time, which was very appreciated.
Another thing I like about this company:  in my experience, they advocate for their shoppers.
Once I posted a fairly and reasonably stated complaint about a payment issue, right here on MSForum.  I was contacted the same day by someone from JM Ridgway.  Not because they were upset I’d made a public post, no; but instead to start the process of fixing things.  (The “reasonable” and “fair” parts of my post probably helped my case, I’d venture to guess. :))
There was another time when an associate I’d shopped at one of the mattress stores made some ridiculous claims about my behavior during the shop, as an excuse for why he’d missed a couple of key points of the presentation he was expected to provide.  The associate claimed to have figured out who I was, and went on to assert that I’d been jumping around on the beds and other ridiculous things of that nature during the shop.  I was contacted via email by someone at JM Ridgway, along with a forwarded copy of the associate’s email in which he made these allegations.
After recovering from falling out of my chair due to laughing so hard; I explained to the contact person at JM Ridgway that the associate’s allegations were patently impossible, due not only to the fact that I’m not an idiot — but also due to a physical disability.  The JM Ridgway contact said they’d take care of things, and apparently they did — because I was paid for the shop.  (Of course, I would have loved to hear how things went down, too, though.)
Another thing I’ve appreciated is that when I’ve participated in special projects a couple of times, both Frank and Scott, the CEO and the President, have emailed me personally to not only make sure I had all of the information I needed, but to thank me in advance (and once after the fact as well) for my hard work.  They were very pleasant to correspond with, and it was nice to know of their confidence in me before setting out on the shops.
After one set of special projects, the reviewer sent a special note of appreciation for my thorough reports as well as the extensive effort I had to make in order to meet all shop requirements, due to the circumstances of a couple of the locations.

New Shoppers - Click Here to Start »

Once you agree to our NEW SHOPPER TERMS & AGREEMENTS, you will be redirected to our JM Ridgway account at SASSIE, you will therefore be registering to JM RIDGWAY through SASSIE. If you are already registered at SASSIE, that simply means you are registered to another MS Company through SASSIE. When you go to the link to register you will see 'JMRidgway - SHOPPER SIGN UP FORM' at the top of the page, thus you MUST create a NEW account if you would like to be registered in our database of available shoppers. AFTER you have registered at JM Ridgway, through SASSIE, our schedulers will then have the opportunity to either contact you right away for an immediate assignment offer; or if your not contacted right away, we will be able to contact you in the future when the need arises.

New Shoppers - Click Here to Start »

Available Mystery Shopping Opportunities Current Shoppers
Please log in and refer to your SASSIE Shop log, and SASSIE Job Board.

New Shoppers
Please begin the New Shopper Application process by reviewing our important Fraud Alert information.
You will need to read all the information & agreements, following the "Links" to get to the to the New Shopper Application, that will then allow you to refer to your SASSIE Shop log, and SASSIE Job Board.

Please Note
We offer hundreds of shops every month all over the country, however we do not post all of our jobs on the job board. If you do not see a job on the job board, you can always write to our schedulers (NikkiA@JMRidgway.com - ph@JMRidgway.com), identifying where you live, to allow them to see if they have any non-posted jobs in your area.

Can't remember your shopper password?
Go to our Password reminder site, enter your e-mail address, click the "GO" button, check your e-mail. {you should receive an e-mail message regarding your query within 30 minutes of your request} {please be sure to check your Spam email folders} Thank you.

Management Reporting
featuring SASSIE, the world's premier Mystery Shopping System.

View this brief video for an overview of the SASSIE Reporting System and how our customizable shopping and reporting solutions can help your business improve Customer Service and Increase Sales.

If you would like more information on how we can benefit your business, please contact Scott Ridgway by emailing him at sr@jmridgway.com
or calling him at 209.710.8663.
JM Ridgway's Customer Research information and marketing insights help you make better decisions thereby helping to grow and improve your business. We are offering our clients as an ALL NEW and BETTER reporting program, called SASSIE.
SASSIE offers everything and more online, which includes: Surveys, Graphs, Charts, Graphing, Trending and a whole lot More.
The SASSIE system allows our clients to download a survey via e-mail, PDF and Excel formats, which include the ability to download Excel formatted scoring Charts, etc.
Our Clients also have the option of creating different surveys for different types of shops, taking advantage of the ability to merge the multiple surveys into one Chart or Graph, using a tool that we will be offering called a "Cross Survey Reporting Module"

Rapper Rick Ross and his bodyguard were arrested Wednesday morning

Hip Hop artist Rick Ross appears at the 6th Annual BMI Urban Awards, Wednesday, Aug. 30, 2006, at Roseland in New York. This awards show presented by U.S. performing rights organization BMI, honors the songwriters and publishers of the most performed urban songs on U.S. radio and television for the past 12 months.(AP Photo/Stephen Chernin)

AP 

(CBS/AP) SHREVEPORT, La. - Rapper Rick Ross was a correctional officer before he hit it big in hip-hop. Now Ross is on the other side of the law after being arrested for marijuana possession in Louisiana.
Police spokesman Bill Goodin said Monday that Ross, whose real name is William Roberts II, was issued a misdemeanor summons and released after Friday night's arrest.
Roberts, known for such albums as "Teflon Don" and "Deeper Than Rap," was arrested after police responded to a complaint about the smell of marijuana at the Hilton Hotel.
Upon checking, Goodin said police confiscated 1 gram of what investigators believed to be marijuana.
Louisiana has some of the harshest marijuana laws in the nation, and the hip-hop star could face up to six months in prison.
An official with the rapper's record label did not immediately respond to an email seeking comment.
 

FAYETTEVILLE, Ga. -- Rapper Rick Ross and his bodyguard were arrested Wednesday morning on charges of kidnapping, aggravated assault and aggravated battery.
CBS affiliate WGCL in Atlanta reports the U.S. Marshals Service's Southeast Regional Fugitive Task Force assisted the Fayette County Sheriff's Office in arresting Ross, whose real name is William Leonard Roberts, and another man, Nadrian James, described as his bodyguard.
Ross and James were denied bond Wednesday morning, reports the Atlanta Journal-Constitution.

Police said the arrests stem from a report made on June 7 about an alleged assault at Ross' Fayette County home. Roberts forced a man into his Fayetteville guest house and held him in a bedroom for several hours, according to police.During that time, the victim was allegedly beaten with a handgun, according to court documents.
The victim, who has yet to be identified, has lost the use of his jaw and is unable to chew his own food. The victim also has two chipped teeth, a neck injury and numerous scratches and bruises, according to court documents.
Supervisory Inspector Tony Schilling of the U.S. Marshals Service Southeast Regional Fugitive Task Force told 48 Hours' Crimesider that Ross was cooperative during the arrest. The Fayette County Sheriff's department asked the Marshals to assist in serving the warrant, he said.
Details of the incident or incidents that led to the arrest are still forthcoming.
This is not Ross' first arrest. WGCL reports that Ross was arrested as recently as June 10 on a traffic violation and misdemeanor possession of marijuana. He was released from jail later that night.
In 2011, Ross was arrested for marijuana possession in Louisiana. He was issued a misdemeanor summons and released.
Ross and his bodyguard will be held at the Fayette County jail for an initial appearance and a bond hearing.
 

The slaying of nine African-Americans in a Charleston, S.C., church last week, with an avowed white supremacist charged with their murders, was a particularly savage case.

WASHINGTON — In the 14 years since Al Qaeda carried out attacks on New York and the Pentagon, extremists have regularly executed smaller lethal assaults in the United States, explaining their motives in online manifestos or social media rants.
But the breakdown of extremist ideologies behind those attacks may come as a surprise. Since Sept. 11, 2001, nearly twice as many people have been killed by white supremacists, anti government fanatics and other non-Muslim extremists than by radical Muslims: 48 have been killed by extremists who are not Muslim, compared with 26 by self-proclaimed jihadists, according to a count by New America, a Washington research center.
The slaying of nine African-Americans in a Charleston, S.C., church last week, with an avowed white supremacist charged with their murders, was a particularly savage case. But it is only the latest in a string of lethal attacks by people espousing racial hatred, hostility to government and theories such as those of the “sovereign citizen” movement, which denies the legitimacy of most statutory law. The assaults have taken the lives of police officers, members of racial or religious minorities and random civilians.

Non-Muslim extremists have carried out 19 such attacks since Sept. 11, according to the latest count, compiled by David Sterman, a New America program associate, and overseen by Peter Bergen, a terrorism expert. By comparison, seven lethal attacks by Islamic militants have taken place in the same period.
If such numbers are new to the public, they are familiar to police officers. A survey to be published this week asked 382 police and sheriff’s departments nationwide to rank the three biggest threats from violent extremism in their jurisdiction. About 74 percent listed anti government violence, while 39 percent listed “Al Qaeda-inspired” violence, according to the researchers, Charles Kurzman of the University of North Carolina and David Schanzer of Duke University.

“Law enforcement agencies around the country have told us the threat from Muslim extremists is not as great as the threat from right-wing extremists,” said Dr. Kurzman, whose study is to be published by the Triangle Center on Terrorism and Homeland Security and the Police Executive Research Forum.
John G. Horgan, who studies terrorism at the University of Massachusetts Lowell, said the mismatch between public perceptions and actual cases has become steadily more obvious to scholars.
“There’s an acceptance now of the idea that the threat from jihadi terrorism in the United States has been overblown,” Dr. Horgan said. “And there’s a belief that the threat of right-wing, anti government violence has been underestimated.”
Counting terrorism cases is a notoriously subjective enterprise, relying on shifting definitions and judgment calls.
If terrorism is defined as ideological violence, for instance, should an attacker who has merely ranted about religion, politics or race be considered a terrorist? A man in Chapel Hill, N.C., who was charged with fatally shooting three young Muslim neighbors had posted angry critiques of religion, but he also had a history of outbursts over parking issues. (New America does not include this attack in its count.)
Likewise, what about mass killings in which no ideological motive is evident, such as those at a Colorado movie theater and a Connecticut elementary school in 2012? The criteria used by New America and most other research organizations exclude such attacks, which have cost more lives than those clearly tied to ideology.
Some killings by non-Muslims that most experts would categorize as terrorism have drawn only fleeting news media coverage, never jelling in the public memory. But to revisit some of the episodes is to wonder why.
In 2012, a neo-Nazi named Wade Michael Page entered a Sikh temple in Wisconsin and opened fire, killing six people and seriously wounding three others. Mr. Page, who died at the scene, was a member of a white supremacist group called the Northern Hammerskins.
In another case, in June 2014, Jerad and Amanda Miller, a married couple with radical anti government and neo-Nazi views, entered a Las Vegas pizza restaurant and fatally shot two police officers who were eating lunch. On the bodies, they left a swastika, a flag inscribed with the slogan “Don’t tread on me” and a note saying, “This is the start of the revolution.” Then they killed a third person in a nearby Walmart.
And, as in the case of jihadist plots, there have been sobering close calls. In November 2014 in Austin, Tex., a man named Larry McQuilliams fired more than 100 rounds at government buildings that included the Police Headquarters and the Mexican Consulate. Remarkably, his shooting spree hit no one, and he was killed by an officer before he could try to detonate propane cylinders he had driven to the scene.
Some Muslim advocates complain that when the perpetrator of an attack is not Muslim, media commentators quickly focus on the question of mental illness.
“With non-Muslims, the media bends over backward to identify some psychological traits that may have pushed them over the edge,” said Abdul Cader Asmal, a retired physician and a longtime spokesman for Boston’s Muslim community. “Whereas if it’s a Muslim, the assumption is that they must have done it because of their religion.”
On several occasions since President Obama took office, efforts by government agencies to conduct research on right-wing extremism have run into resistance from Republicans, who suspected an attempt to smear conservatives.
A 2009 report by the Department of Homeland Security, which warned that an ailing economy and the election of the first black president might prompt a violent reaction from white supremacists, was withdrawn in the face of conservative criticism. Its main author, Daryl Johnson, later accused the department of “gutting” its staffing for such research.
William Braniff, the executive director of the National Consortium for the Study of Terrorism and Responses to Terrorism at the University of Maryland, said the outsize fear of jihadist violence reflects memories of Sept. 11, the daunting scale of sectarian conflict overseas and wariness of a strain of Islam that seems alien to many Americans.
“We understand white supremacists,” he said. “We don’t really feel like we understand Al Qaeda, which seems too complex and foreign to grasp.”
The contentious question of biased perceptions of terrorist threats dates back at least two decades, to the truck bombing that tore apart the federal building in Oklahoma City in April 1995. Some early media speculation about the attack assumed that it had been carried out by Muslim militants. The arrest of Timothy McVeigh, an anti government extremist, quickly put an end to such theories.
The bombing, which killed 168 people, including 19 children, remains the second-deadliest terrorist attack in American history, though its toll was dwarfed by the roughly 3,000 killed on Sept 11.
“If there’s one lesson we seem to have forgotten 20 years after Oklahoma City, it’s that extremist violence comes in all shapes and sizes,” said Dr. Horgan, the University of Massachusetts scholar. “And very often it comes from someplace you’re least suspecting.”

Can you really make money doing Mystery Shopping

“Did you enjoy the meal?” asks Patricia as she drives out of the parking lot.
“It was awesome,” says Alice. “Especially because it was free. Thank you for inviting me.”
“It was my pleasure,” responds Patricia. “I needed a guest after my friend canceled.”
Alice inquires, “Can you tell me more about mystery shopping?”
“Sure,” Patricia replies. “What do you want to know?”
Quickly, she says, “Can you really make money doing this? Can anyone do this? What places are shopped?”
Patricia chuckles as she replies, “You want to know everything, don’t you?”
Alice pauses and says tentatively, “Well, I just found out you are doing this and would like to know a little more about it.”
“Of course,” Patricia responds. “With some effort, anyone can do it and make money. I’ve been doing this for a few years and love it. I like to think of it like a job that has some perks, like a good meal.”
Alice points to a fast food restaurant they are passing. “For example, is that place shopped?”
“Yes, it is,” answers Patricia as she stops at a traffic light.
Alice then indicates a gas station across the intersection. “How about that gas station? We have them where I live.”
Patricia smiles slightly as she replies, “Yes, that one is also shopped. I’ll tell you what. There are a lot of stores on the road home. I’ll point out all the places that are shopped along the way and you can count them.”
Alice perks up as she replies, “Sure. I can do that. Two places are on the list already.”
“That’s right,” says Patricia as she accelerates from the light.
A few minutes later as the car turns onto a highway entrance, Alice exclaims, “Wow! Forty-four stores in just a three or four mile stretch! That’s a lot of places. All sorts of places are mystery shopped. Even the post office!”
“Yes. That’s right,” says Patricia. “That was an area with lots of strip malls and retail stores. It isn’t like that everywhere. Typically, the more built up the area, the more mystery shops there are.”
Alice says, “There are plenty of stores where I live. Tell me where to sign up.”
“Sure,” replies Patricia. “But it isn’t quite that simple. There are more than one hundred mystery shopping companies (MSCs) that operate in this country alone.”
Alice says, “Can you tell me which companies shop a few of my favorite stores?”
“I wish I could,” sighs Patricia as she responds. “You see, when I signed up for the companies they had me sign an agreement that prohibits me from disclosing what stores, we call them clients, are shopped by which MSC.”
“OMG!” exclaims Alice. “I had no idea. Why would they possibly do that?”
Patricia responds, “I think it has to do with reducing fraud. Keeping that information secret tries to prevent employees from having their friends sign up and give falsely positive evaluations.”
“Hmmm. I get it,” says Alice as she slumps in her seat. “But you had to get a start somewhere. How did you do it?”

Patricia responds, “I signed up with lots of MSCs from a list I found online.”
Alice exclaims, “Oh my! That sounds like a lot of work.”
“It was,” replies Patricia. “It took a lot of time, but it really is the best way.”
Alice says, “How did you know which ones to sign up for? How did you know if they have work where you live?”
“Those are excellent questions. Let me think about it for a moment,” replies Patricia as she passes another slow moving car.


After a few minutes, Patricia resumes the conversation. “Alice, I’ll tell you what I can do. I can give you five MSCs to get you started. They all have lots of shops around the country and anyone can apply. When we get home, I’ll enter the restaurant report and you can fire up your laptop and sign up for these companies.”
“Great!” says Alice. “Can I get some shops scheduled for next week when I go home?”
Patricia replies, “There’s a great chance you can do that because these companies have lots of shops around the country. I know for sure you can get some for tomorrow around here. You can borrow the car and go.”
“Awesome!” replies Alice. She looks at her lipstick in the mirror and asks thoughtfully, “Only five? What makes these so special?”
Patricia says, “These are probably the five largest MSCs in the country. Their clients are lots of chain restaurants, gas stations, cellphone stores, etc.. So they have lots of shops nationwide.”
Alice slowly and thoughtfully says, “That makes sense.”
Patricia continues, “In addition, you can self-assign many of their shops.”
“Self-assign?” Alice interjects, “What’s that?”
Patricia replies, “This is the ability to simply pick a shop from the job board for yourself instead of asking a scheduler to award you the shop. That way you don’t have to wait for an answer and possibly be denied because an experienced shopper also applied and was chosen over you.”
Alice says, “That sounds good, but as a beginner, I might need some training. It’s hard to remember all the stuff you had to do in the restaurant.”
Smiling, Patricia replies, “You’re right. Training is important. One of the five uses a sort of interactive virtual reality that visually takes you through the steps of a shop. I think it is terrific training for a beginner.”
“That sounds great,” says Alice. “So you think that with just these five I can get started?”
“Absolutely,” answers Patricia. “Let’s review. With these five you get lots of shops, locations that are probably all over the country, the ability to self-assign for many of them, and you can sign up and get shops for as soon as tomorrow in this area. I think that about covers it. Oh, and you can also check to see what is in your city to line up some for when you go home.”
“Awesome!” Alice says. “I can’t wait to get started.”
“Well, we are just about home now.” Patricia smiles as she pulls into the driveway. “I’ll tell you the names inside.”
List of Five Mystery Shopping Companies (MSCs) for beginners

Get Creative With Jobs At Home

If you’re looking for a way to make some extra money by doing jobs at home, then learn to think outside the box about the possibilities. There are many creative ways to spend a few hours each day doing jobs at home.

Perhaps you are looking to work for an outside company that gives people jobs at home. You may be able to get paid to do research for a professor at a local university or to grade papers for a local teacher. Before getting jobs at home you should think about things you are good at and things that interest you. There is nothing worse than having jobs at home that don’t hold your attention. Look for a local business that allows people to do bookkeeping or payroll jobs at home. Try looking through the classified ads for jobs that can be done at home.

It never hurts to give a few companies and try and suggest to them that you perform the duties they require while at home.

Consider other jobs at home that you can gather by assisting your neighbors or friends. Babysitting or nannying for the children of your friends or neighbors can be a great job do to from the comfort of your own home. Especially if you are raising your own kids at home, day care is a great job at home. Do you have neighbors that work full-time and leave their pets behind? If so, consider starting a small business to walk, feed and play with dogs during the day. What a great and fun way to increase jobs at home.

We all know that women who work all day are often too tired or too busy to cook a nice, healthy meal for their family. Why not start a job at home cooking meals for different neighbor families each night? For a small price you cook spend some hours each day making gourmet meals that will keep your neighbors healthy and satisfied after a long day of work.

For those to whom creativity and artistry comes naturally, put an add in the paper to create custom made invitations for weddings, bridal showers, or birthday parties. Get paid to do fun jobs at home that you enjoy.

Meet with clients and then take their ideas back to your home. Think of the fun you could have spending a few hours each day creating beautiful and unique invitations to some of life’s most special events.

There are endless ways to get jobs at home. You simply have to know what you are good at and then market those skills to the people around you. In no time you can be doing jobs at home that you love.

 

The at-home work force is increasing

The at-home work force is increasing exponentially every year. As more and more people begin working from home, the lines and definitions between jobs and a business are beginning to get blurred. But, there is a difference between a home business and a work-at-home job. Keep reading for a clear outline of these basic distinctions.

Basically, a home based business is any business where the primary office is located in someone’s home – usually the owner’s. In fact, most companies start out this way – from simple tinkering in the garage to typing away in the spare room. From Microsoft to Ben & Jerry’s, many successful business got their start the home-based way. If you are planning on launching your own home business and being your own boss, make sure that it’s legal. While most zoning laws won’t crack down on a basic home office, they will lay down the law when it comes to a noisy auto repair business, illegal daycare or opening a store-front on your lawn.

 

 Once your home-based business begins to earn income, you will need to begin thinking about registering your business, filing business taxes, and essentially running your home-based business in a legal and professional manner.

Meanwhile, a work-at-home job is a little different. Unlike a business where you manage yourself, in an at-home job you are responsible to a supervisor. Whether you do legal transcription, bookkeeping, fund raising, customer service, programming, or web design – if you are working solely for an outside business, a business with offices outside of your home, then you are working an at-home job. A work-at-home job may allow you to direct your hours and workspace, but the essential control and direction of the business will be out of your hands and that is the primary difference between a home business and a work-at-home job.

New Shoppers & Visitors Enter

Get Paid to Shop and Dine with
Paid Shopping Providers
Retail Jobs for Secret Shoppers
Secret Shopping & Dining Assignments

Secret shoppers are needed to visit and rate various retail stores, restaurants and services throughout the United States of America and Canada.

Fun and easy part-time work in retail and restaurants. Flexible hours. No previous experience required. All you need is an eye for detail and a love of shopping and eating out!


New Shoppers & Visitors Enter

Members Log In

NO PRIOR EXPERIENCE REQUIRED!

REGISTER BEFORE MIDNIGHT Monday, May 18, 2015.

If you'd like to get paid for shopping and dining out in , and earn good money (plus keep the things you buy for free!), then you need to join our site and get access to the 175+ companies that are hiring Mystery Shoppers! If you want a flexible work schedule, the freedom to pick the jobs that interest you, and very competitive hourly rates, you'll love the resources you find in our Members' Area.

• Instantly print out and read our 10-part online course "How to Earn Money as a Mystery Shopper".
• Instant access our list of over 175 companies that are hiring Mystery Shoppers in .
• Get our expert tips on how to get Mystery Shopper jobs.
• How to pick the right Mystery Jobs for your personality.

• How to get repeat business as a Mystery Shopper.
• Pitfalls and scams to avoid.
• Mystery Shopping jobs you can do over the phone - in your pajamas!
• Mystery Shopping experts tell you in their own words how to start and be successful in this exciting industry.
  

Earn Money as a Mystery Shopper! Get Started Today!

Have you ever dreamed of working the hours you choose, the days you choose, and getting paid well for work that is actually fun? Are you able to go into a store and have interactions with employees, take note of the cleanliness (or lack thereof), and write up a brief report detailing your shopping experience? If so, continue reading on, because those are the exact traits we look for in new Mystery Shoppers.
Major companies spend millions of dollars every year keeping track of their customer service abilities and their general appearance, because they know that customers will not return to their stores if the employees are rude, or the floors dirty, or the shopping experience is in any way unpleasant. That's where you come in. Mystery Shoppers are a highly valuable resource for major brands to rely on, to keep up their awareness of how they are perceived by customers.
No prior experience is required. All you need to work as a well-paid Mystery Shopper is a pleasant people-friendly personality, the sincere desire to be helpful, the ability to recognize and remember details, and persistence. You can get paid to eat in restaurants, shop in stores, visit spas, malls, banks, and more. And the pay is great, too! Some Mystery Shoppers work several times a week, doing these fun and exciting jobs.
You're probably asking, if Mystery Shopping is so fun and easy, why isn't everyone doing it? Well, for starters, not that many people know how to get access to Mystery Shopping jobs. Although there have been news stories featuring Mystery Shoppers in the major media such as NBC, CBS, CNN, Fox News, Time Magazine, Yahoo, and more, very few people actually go and do the hard work it takes to research the good companies who are hiring Mystery Shoppers today.
That's where we come in. Our editorial staff has been involved in the Mystery Shopping industry since 2004. We know who the "good guys" are, and who to avoid. The bottom line is, if you are serious about getting paid to shop, you really have two choices: 1) Go it alone and try to figure it all out yourself (not recommended); or, 2) Join a membership site such as Elite Mystery Shopper where we've already done the hard work and you can instantly learn what you need to know and start registering for Mystery Shopper jobs with the major Mystery Shopping companies right away.
So, yes, you could go to the "School of Hard Knocks" and figure the industry all out all by yourself, slowly over a period of time (possibly months), or you can have all the important information at your fingertips right now.
Staying on top of the latest trends and opportunities in the Mystery Shopping industry takes time and effort.

Paid Shopping Providers

Get Paid to Shop and Dine with
Paid Shopping Providers
Retail Jobs for Secret Shoppers
Secret Shopping & Dining Assignments

Secret shoppers are needed to visit and rate various retail stores, restaurants and services throughout the United States of America and Canada.

Fun and easy part-time work in retail and restaurants. Flexible hours. No previous experience required. All you need is an eye for detail and a love of shopping and eating out!


New Shoppers & Visitors Enter

Members Log In

NO PRIOR EXPERIENCE REQUIRED!

REGISTER BEFORE MIDNIGHT Monday, May 18, 2015.

If you'd like to get paid for shopping and dining out in , and earn good money (plus keep the things you buy for free!), then you need to join our site and get access to the 175+ companies that are hiring Mystery Shoppers! If you want a flexible work schedule, the freedom to pick the jobs that interest you, and very competitive hourly rates, you'll love the resources you find in our Members' Area.

• Instantly print out and read our 10-part online course "How to Earn Money as a Mystery Shopper".
• Instant access our list of over 175 companies that are hiring Mystery Shoppers in .
• Get our expert tips on how to get Mystery Shopper jobs.
• How to pick the right Mystery Jobs for your personality.

• How to get repeat business as a Mystery Shopper.
• Pitfalls and scams to avoid.
• Mystery Shopping jobs you can do over the phone - in your pajamas!
• Mystery Shopping experts tell you in their own words how to start and be successful in this exciting industry.
  

Earn Money as a Mystery Shopper! Get Started Today!

Have you ever dreamed of working the hours you choose, the days you choose, and getting paid well for work that is actually fun? Are you able to go into a store and have interactions with employees, take note of the cleanliness (or lack thereof), and write up a brief report detailing your shopping experience? If so, continue reading on, because those are the exact traits we look for in new Mystery Shoppers.
Major companies spend millions of dollars every year keeping track of their customer service abilities and their general appearance, because they know that customers will not return to their stores if the employees are rude, or the floors dirty, or the shopping experience is in any way unpleasant. That's where you come in. Mystery Shoppers are a highly valuable resource for major brands to rely on, to keep up their awareness of how they are perceived by customers.
No prior experience is required. All you need to work as a well-paid Mystery Shopper is a pleasant people-friendly personality, the sincere desire to be helpful, the ability to recognize and remember details, and persistence. You can get paid to eat in restaurants, shop in stores, visit spas, malls, banks, and more. And the pay is great, too! Some Mystery Shoppers work several times a week, doing these fun and exciting jobs.
You're probably asking, if Mystery Shopping is so fun and easy, why isn't everyone doing it? Well, for starters, not that many people know how to get access to Mystery Shopping jobs. Although there have been news stories featuring Mystery Shoppers in the major media such as NBC, CBS, CNN, Fox News, Time Magazine, Yahoo, and more, very few people actually go and do the hard work it takes to research the good companies who are hiring Mystery Shoppers today.
That's where we come in. Our editorial staff has been involved in the Mystery Shopping industry since 2004. We know who the "good guys" are, and who to avoid. The bottom line is, if you are serious about getting paid to shop, you really have two choices: 1) Go it alone and try to figure it all out yourself (not recommended); or, 2) Join a membership site such as Elite Mystery Shopper where we've already done the hard work and you can instantly learn what you need to know and start registering for Mystery Shopper jobs with the major Mystery Shopping companies right away.
So, yes, you could go to the "School of Hard Knocks" and figure the industry all out all by yourself, slowly over a period of time (possibly months), or you can have all the important information at your fingertips right now.
Staying on top of the latest trends and opportunities in the Mystery Shopping industry takes time and effort.

Mystery Shopping

Get Paid to Shop and Dine with
Paid Shopping Providers
Retail Jobs for Secret Shoppers
Secret Shopping & Dining Assignments

Secret shoppers are needed to visit and rate various retail stores, restaurants and services throughout the United States of America and Canada.

Fun and easy part-time work in retail and restaurants. Flexible hours. No previous experience required. All you need is an eye for detail and a love of shopping and eating out!


New Shoppers & Visitors Enter

Members Log In

NO PRIOR EXPERIENCE REQUIRED!

REGISTER BEFORE MIDNIGHT Monday, May 18, 2015.

If you'd like to get paid for shopping and dining out in , and earn good money (plus keep the things you buy for free!), then you need to join our site and get access to the 175+ companies that are hiring Mystery Shoppers! If you want a flexible work schedule, the freedom to pick the jobs that interest you, and very competitive hourly rates, you'll love the resources you find in our Members' Area.

• Instantly print out and read our 10-part online course "How to Earn Money as a Mystery Shopper".
• Instant access our list of over 175 companies that are hiring Mystery Shoppers in .
• Get our expert tips on how to get Mystery Shopper jobs.
• How to pick the right Mystery Jobs for your personality.

• How to get repeat business as a Mystery Shopper.
• Pitfalls and scams to avoid.
• Mystery Shopping jobs you can do over the phone - in your pajamas!
• Mystery Shopping experts tell you in their own words how to start and be successful in this exciting industry.
  

Earn Money as a Mystery Shopper! Get Started Today!

Have you ever dreamed of working the hours you choose, the days you choose, and getting paid well for work that is actually fun? Are you able to go into a store and have interactions with employees, take note of the cleanliness (or lack thereof), and write up a brief report detailing your shopping experience? If so, continue reading on, because those are the exact traits we look for in new Mystery Shoppers.
Major companies spend millions of dollars every year keeping track of their customer service abilities and their general appearance, because they know that customers will not return to their stores if the employees are rude, or the floors dirty, or the shopping experience is in any way unpleasant. That's where you come in. Mystery Shoppers are a highly valuable resource for major brands to rely on, to keep up their awareness of how they are perceived by customers.
No prior experience is required. All you need to work as a well-paid Mystery Shopper is a pleasant people-friendly personality, the sincere desire to be helpful, the ability to recognize and remember details, and persistence. You can get paid to eat in restaurants, shop in stores, visit spas, malls, banks, and more. And the pay is great, too! Some Mystery Shoppers work several times a week, doing these fun and exciting jobs.
You're probably asking, if Mystery Shopping is so fun and easy, why isn't everyone doing it? Well, for starters, not that many people know how to get access to Mystery Shopping jobs. Although there have been news stories featuring Mystery Shoppers in the major media such as NBC, CBS, CNN, Fox News, Time Magazine, Yahoo, and more, very few people actually go and do the hard work it takes to research the good companies who are hiring Mystery Shoppers today.
That's where we come in. Our editorial staff has been involved in the Mystery Shopping industry since 2004. We know who the "good guys" are, and who to avoid. The bottom line is, if you are serious about getting paid to shop, you really have two choices: 1) Go it alone and try to figure it all out yourself (not recommended); or, 2) Join a membership site such as Elite Mystery Shopper where we've already done the hard work and you can instantly learn what you need to know and start registering for Mystery Shopper jobs with the major Mystery Shopping companies right away.
So, yes, you could go to the "School of Hard Knocks" and figure the industry all out all by yourself, slowly over a period of time (possibly months), or you can have all the important information at your fingertips right now.
Staying on top of the latest trends and opportunities in the Mystery Shopping industry takes time and effort.

Ameri Plan Enrollment Promotion Ending Soon!

Ameri Plan Enrollment Promotion Ending Soon!

Hi [First Name]!  Just a friendly reminder: This is your last chance to take advantage of our amazing enrollment promotion! The promotion ends Thursday April 30th and you're not on the team yet! I remember when I was looking for work at home, I was the biggest skeptic on the planet. I wouldn't give anything a try because I didn't want to be scammed, that was NOT going to happen to me! I initially found AmeriPlan in January of 2013 and dissected it for a month before I decided that this was finally the real deal. I did extensive research and was truly impressed to find that this company had been recognized on a National level since 1992. The only thing I needed to know from that point was that if someone else could do this, I could too! I took the leap of faith and the rest is history. I was able to fully replace my income from my full time job in corporate america, come home full time to my kids and I have been home ever since!  I would LOVE to help you reach the same success and beyond!

Join Now

Why AmeriPlan?  A Rating with the BBB Members in good standing with the US Chamber of Commerce, Consumer Health Alliance and National Association of Dental Plans Featured on 60 Minutes and Good Morning America 23 year old established, debt free company  Work 100% at home online Unlimited Training and Support  Team Facebook Group for Support Receive medical and dental benefits for your entire household Daily Pay Residual Income Bonuses/Advancements Car Program. Opportunity to earn a brand new Cadillac CTS. I earned one and it's gorgeous! Personalized marketing websites and back office support site, hosted by the company Direct Deposit Great Home Office Tax Deduction Set Your Own Hours, Set Your Own Schedule. Part time or Full time.

Awards Dinner Convention 2014 What you can expect... I'm sure you may be wondering what to expect in your first few weeks to a month working with AmeriPlan. As a new team member, you have the opportunity to earn two special bonuses... Rookie of the Month which is awarded $500 and Fast Track to your first promotion which is awarded $250. This is on top of the income you will already be earning! I will be working with you one on one to help you succeed! To help my new team members earn their Fast Track bonus, I am providing unlimited, free leads to everyone that gets started during this promotion. That will help you out tremendously! You will also be connected to our fabulous team... which I like to refer to as my AmeriPlan family! Visit www.careerandfreedom.homestead.com to get an idea of how our team works.

Refresh yourself on the details... You can review full details about working with our award winning team at PositionOverview and you can also listen to a recorded Career Overview call at 760-569-1331.  After reviewing the details, if you have any questions, just send them my way.  I'm always happy to help!

Get Started Today!  During this promotion, AmeriPlan is completely waiving the $25 annual enrollment AND the $40 one time registration. That is a huge savings! All you will be responsible for is your monthly overhead. This means that you can get started for as little as $49.95 this month!!   Call me at 310-692-4165 or  Click Here   to join our successful team today!! IMPORTANT: When you reach the package selection page of the application, be sure to check the box of which package/level you would like to have before continuing on to the next screen. This will ensure that you receive the promotion special and are eligible to receive paychecks.    As brokers, we are not held to any contracts. So you can absolutely give this a try during the promotion to see if this will be the best fit for you and your family. If it's not, you can cancel with no penalty or further obligation.

TRULY looking forward to welcoming you to our AmeriPlan family and helping you find your freedom at home!! Many blessings,   Yolanda Saddler     Regionl Sales Director AmeriPlan (310)692-4165 wahmom22@gmail.com "We all have two choices; We can make a living or we can design a life" ~Jim Rohn